You can invest your savings at competitive FD interest rates with the ICCSL Fixed Deposit plan. With different interest rates applied, we permit you to invest in FD for a minimum of one year and a maximum of seven years. The minimum investment is Rs. 5000, with further investments being made in multiples of Rs. 5000. By making modest investm+ents in our one to three-year, four to five-year, and six to seven-year schemes, you can earn respectable returns at the end of the phase. You can obtain a lending facility against a fixed deposit according to certain conditions and the loan facility will be available in proportion to the invested amount. You will receive extremely advantageous FD rates on FDs, which range from 9.00% to 12.00%. Senior citizens will receive an additional 0.50% p.a interest. TPrematurity will be applicable after completion of every year. The grace period of auto-renewal is 1 month. After 1 month the deposit will be locked for the next 1 year.