Build investment for future

Fixed deposit for senior citizens @ rates up to 12%

Monthly deposit schemes with attractive returns.

Emergency loan upto 50,000 with @ just 16.5%.


Grow your money by investing it at ICCSL.

Meet your monthly expenses of the family with us

Our monthly income scheme is your way out

With interest rates up to 12%



Become our valuable member and become part of our family

ICCSL is proud co-operative society actively contributing to the states and nations development.

More than 70 active branches in Kerala and neighbouring states

who we are

ICCSL was founded when co-operation was just beginning to gain ground in the country. It was set up with the primary objective of assisting the less fortunate members of the community in its economic enterprises.


Indian Cooperative Credit Society Limited (ICCSL) has always worked for the progress of the community with an aim to completely dedicate our services for the welfare of the shareholders in Kerala, Karnataka, Tamilnadu, Andhra Pradesh, Telangana and Union Territories such as Pondicherry and Silvassa. We hold the distinction of being the sole credit co-operative society in Kerala and the aforesaid Indian states and Union Territories with many schemes and financial plans for less fortunate peoples in communities and enterprises. However, it takes something more than special to make a credit co-operative society to bring a difference in people's lives and the society in a whole. It is exactly become an important factor since our inception. Today, we are a model credit co-operative society in Kerala with a track record with more than 2,00,000 happy members and 10,000 advisors in Kerala.

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Banking Partners

We have various strategic partnerships and alliances with eminent Indian and global companies which cater to various aspects of our daily operations on PAN India scale. Not only do these partnerships widen our business platform but they also lay a foundation for a sustainable future.